Insurance quotes and assistance

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Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Flustered About Auto Insurance?

Alright, I admit it. Auto insurance is enough to cause anybody to get a little pink in the cheeks. Insurance can get downright confusing, as there are many different variables within the policies as well as your driving record and circumstances, that will determine which type of insurance fits you best.

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Ways to Save on Home Insurance

One of the best ways to keep your home insurance premiums low is to never have a claim against the insurance that was preventable. Sure, accidents and mother nature happen but that doesn’t mean that you can’t help reduce the number of claims you experience by reducing the risk you are exposed to. Follow some of the tips below to help you reduce your likelihood of claims and increased premiums.

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Understanding Life Insurance Underwriting

Once you get your life insurance quote, there is just one thing standing between you and the issuance of a life insurance policy. And that thing is life insurance underwriting.

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Life Insurance Terminology

One of the most confusing aspects of shopping for life insurance lies in trying to understand all the terminology used in the industry. Agents tend to talk to clients as if they already understand terms like lapse, rider and cash value and consumers often don’t want to admit that they aren’t exactly sure what these terms mean. Following are some of the most commonly used terms in the industry to help make your search for life insurance a little bit easier.

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Life Insurance Rates for Smokers

Life insurance rates are determined by your health, gender, age, weight and smoking status. An extremely healthy non-smoker might qualify for a super cheap life insurance rating class like preferred plus but a smoker might only qualify for standard smoker. Of course, like anything there are a few exceptions.

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Understanding the Difference between Term and Permanent Insurance

Before you start off on your quest to buy a life insurance policy and begin searching for online quotes, you need to understand the difference between term insurance and permanent (or “whole life”) insurance. While the terminology may seem foreign to you now, the differences are actually very easy to understand.

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Is the Auto Insurance Market in Trouble?

There is no question that the world economy is in the throes of a difficult credit crunch and combined with rising commodity prices, consumer confidence is crumbling. This is having a severe affect on the auto insurance market which depends on a number of factors, like the number of vehicles sold, for its profits.

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