Insurance quotes and assistance

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Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?

A lot of people that think the words ‘insurance’ and ‘devil’ are interchangeable, probably because they haven’t taken the time to even try and understand it.


Avoiding Over-Insurance

Super size my fast food meal? Yes please! Give me a bigger room at a luxury hotel? You betcha! A huge, luxury car instead of a tiny Smart Car? You know it! These days, no matter where you look, it seems like bigger is always better. If you can get more – then you should. But there is one area where this logic doesn’t hold, and that is in insurance.


Is it better to buy insurance or save money?

Many people, when looking for health insurance quotes or other types of insurance premium pricing information, begin to feel like they would be better off just saving their money rather than sending it to an insurance company to make a premium payment. They often feel this way because they think that the likelihood that they will actually use the insurance that they are paying for is low, so they will spend all this money on premiums and then have nothing to show for it, which leads many individuals to decide that it would be better save their money and put it into an interest-bearing account and forgo the insurance policy.


Should you be concerned about your insurer’s profitability?

These days, the news is filled with talk about life insurance, auto insurance, home insurance and health insurance company executive salaries, bonuses and profits. As you may have guessed, the profits, bonuses and salaries paid to insurance company executives are gained by the premiums that you pay each and every year.


3 Reasons Insurance Can’t Wait

When times are hard financially, there are a lot of fiscal ‘shoulds’ that you put on the backburner. Things like savings, paying off debt and insurance purchases are shifted from the ‘BUY NOW’ column to, ‘BUY LATER’. But insurance purchases aren’t actually now or later options – they are necessary expenditures that you should make now, even if you have to tighten your belt to do so. Here are 3 reasons why.


How do online quotes work?

If you want to get the best price, you need to shop around. That way, you collect prices and can find the best value. Welcome to the world of online quotes. This site opens the door to a thousand and more insurance companies and agents specializing in different types of policy in the auto, home, health and life markets.


Understanding the Difference between Term and Permanent Insurance

Before you start off on your quest to buy a life insurance policy and begin searching for online quotes, you need to understand the difference between term insurance and permanent (or “whole life”) insurance. While the terminology may seem foreign to you now, the differences are actually very easy to understand.


3 Things You Should Know About Health Insurance

If you learn nothing else about health insurance before you look for health insurance quotes online, you should learn the following three things.


Insurance and the Internet

The Internet has revolutionized the traditional insurance industry which once relied heavily on a large staff and network of agents to sell and service policies. There was a time in the industry when everything depended on paper streams passing through many different hands to achieve results. Now that this is no longer necessary-how does that affect you, the consumer?


Marketing in the insurance industry

Over the last ten years, advertizing spending rose significantly but the spend slowly shifted from the traditional print and broadcast media, to niche marketing and the internet. This general growth was fueled by competition for market share and, because the insurance industry was highly profitable, more money could be diverted to the marketing budget. Today, the level of spending cannot be maintained. In fact, it has slowed quite significantly over the last eighteen months. There are two reasons for this.