When it comes to home insurance, the weather is responsible for many expensive and unpreventable insurance claims. Looking back on Hurricane Katrina in 2005, many have wondered how home insurance policies can continue to guarantee reimbursement after all the severe weather perils consumers have faced. Katrina was one of the most devastating hurricanes of all time and it forced Americans to take a more detailed look at who should pay for losses when the weather causes insurable incidents.

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