With unemployment rates reaching an all time high and economic recovery that brings in new jobs slow to appear, freelancing and working from home are becoming more and more popular among the recently laid off.

A home is made up of more than just the rooms within the structure; it is a living history book containing all those memories you’ve created over the years. Over time, you probably forget what you have in cupboards but if something happens you’re suddenly aware of the loss. When you take out your first home insurance policy, you’ll almost certainly give a low estimate of the value of the contents of your home.