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What are the most popular types of health insurance plans available?
How do I get an individual health insurance policy that offers the best value for my money?

Indemnity Plans

When you shop for health insurance online, you often hear about HMO and PPO plans, but there is another type of health insurance policy organization out there, and it is called an indemnity plan. With an indemnity plan, there is no need for you to visit a certain network of doctors.

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Short-Term Health Insurance

There can be times in your life when you need a temporary health insurance option to help you and your family. It may be while you are in between jobs or while you wait for another group policy to begin, but if you no longer have access to COBRA coverage or if you need a less expensive option then a short-term health insurance policy might be a good option for you.

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Catastrophic Insurance Coverage

Health insurance doesn’t have to be about a full, comprehensive policy. Sometimes, a policy that covers the possibility of an accident or major surgery is all that we really need. With catastrophic insurance coverage you can get this important coverage without the high premiums sometimes associated with regular health insurance policies.

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HMO-The Full Story

When you are searching for low cost health insurance an HMO plan is likely to come across your radar. HMOs, or health maintenance organization plans, offer some of the lowest cost full coverage insurance benefits but they have certain drawbacks.

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PPO-What Your Didn’t Know

There are two major types of health insurance that consumers can choose from, a PPO plan or an HMO plan and you’ll run into both of these when you get your health insurance quote. Today we are going to talk about the PPO plan.

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