Insurance quotes and assistance

Auto Health Home Life

Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Vetting Your Insurer

With all this talk about auto insurance quotes, homeowners insurance quotes, life insurance quotes and health insurance quotes, it is easy to forget that there is actually an even more important consideration to make when we shop for any kind of insurance, and that is the consideration of which insurance company to purchase from.

Think about it; if you go out shopping for a new suit, you may compare the costs of a certain brand name suit at many different stores. Once you find a price you like from a store with a return policy you support, chances are your research is done and it is now time to buy. Insurance shopping is not as easy as all that. Insurance companies are not just promising you a policy off the racks-they are promising to pay a certain benefit within a time frame that can last as long as your entire life. With a commitment that expensive and that expansive on the line it is imperative that you put some time into researching the financial well-being of your potential insurer.

Of course, you may not be the type of person who can look at insurance company data and annual reports and decide whether or not it is likely that one insurance company will have the stability and security necessary to come through on your claims for the next few decades. That is why you should rely on the professionals at A.M. Best. A.M. Best is dedicated to analyzing the financial stability of insurers and assigning them a letter grade that indicates their financial strength. Generally, you want a company with an A or better rating.

So don’t just search for insurance rate quotes, search for insurer stability and reliability by visiting A.M. Best’s website before you buy.


June 20, 2010



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