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Staying Safe after a Car Accident

If you have a car accident, you need to react the right way at the scene in order to keep yourself safe from further damage or injury – both physical and financial.

Step 1: If possible, bring your car to the shoulder of the road. If you can do so safely, take a picture of the scene before you move the cars, and definitely take pictures after moving the cars. Remember that blocking traffic and moving around the wreckage could be dangerous. So if your cars are still mobile, move them to the shoulder and out of everyone’s way.

Step 2: Call the police. Unless it was an extremely minor fender bender, you should probably call the police to your accident to get witness statements and assess the scene and damage, making your insurance claim more accurate.

Step 3: Call your insurance company. They may have an adjuster who can come to the scene and write up a report about the damage and maybe even arrange for another vehicle for you. If you don’t have auto insurance, or if you think your coverage may be insufficient for real damage caused by an accident, get a new auto insurance quote now. After all, auto insurance may not keep you physically safe, but it can keep you financially safe and guarantee proper medical treatment after an accident.

Step 4: Exchange information with the other driver. The other driver might be responsible for some damages, or may need to be reimbursed by your insurer, so be sure to get their information.

Step 5: Do a safety check of your vehicle. If you think that the damage was relatively simple and that you can drive your car rather than call a tow truck, make sure you walk around the car prior to driving away and that you conduct a safety check. Check your tires and your lights, then check for any hanging car parts or loose parts.

April 26, 2011

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