Insurance quotes and assistance

Auto Health Home Life

Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Prepare Yourself for a Sales Meeting with an Online Insurance Quote

There is no question that an insurance agent can help consumers through the insurance buying process. But since insurance agents earn commissions on the sales they make, many consumers worry that they could end up being talked into buying insurance policies and benefits that they don’t need, simply to increase the agent’s take home pay.

While the majority of insurance agents out there do not sell just for commission’s sake, it is always a good idea for a consumer to be armed and educated when walking into a meeting to buy health insurance, life insurance, auto insurance or home insurance. Here are just a few easy steps to help you arm yourself.

  1. Get educated. Read articles about how insurance works, what kinds of coverage are available (or required in your state) for each insurance type, and understand the benefits that would most help you and your family.
  2. Write down your priorities. Here at, not only do we have educational articles to help educate readers, but we also have insurance buying checklists that help you decide what type of coverage and how much coverage you need. While an insurance agent could point out additional coverage options that are attractive to you, these guides can help you ensure that your priorities are met.
  3. Get online insurance quotes. If you get an online insurance quote for the coverage you are considering, you’ll be better able to compare that quote with the deal your insurance agent offers you. This will give you some idea about whether or not you are getting the most for your money.
  4. Remember, every insurance company is different and agents can present coverage options to you that you haven’t read about online but that ARE useful to you; but having a basic knowledge and idea of cost as well as needs will make your meeting much easier and help you keep it on track to satisfy your priorities.

September 26, 2010

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