NY Resolutions can Save You Money on Insurance Premiums
Have you given up on all your lofty New Year’s resolutions yet? No? Well good on you! It’s hard, especially now around week three, to stay on track so we thought we would take this time to give you another couple of reasons to keep it going. Since most New Year’s resolutions seem to revolve around eating and drinking in moderation and exercising, we’ve decided to focus on those goals.
- If you lose weight, you can save money on your life insurance premiums. When you look for life insurance quotes, the rates that you are quoted will vary depending on how much you weigh. The closer you are to an ideal weight based on your height, the lower your life insurance premiums will be.
- You will save money on health insurance premiums: No longer is your life expectancy shortened when you are overweight, but your overall health expectations are low. You will generally be more expensive to insurance when you are obese or even slightly overweight because you are at greater risk for heart disease, cancer, high blood pressure and diabetes. With a lower weight, your health insurance quotes will be greatly reduced. In addition, as you work out you will reduce your cholesterol and improve your blood pressure organically – without medications. That means that you will have better results at your doctor’s office and when your health insurance underwriter reviews those items, it will factor in to a lower premium.
- You might save money on auto insurance premiums: If you drink and drive, not only are you doing something illegal, you are doing something potential dangerous that could result in an accident. Even having just one glass of wine with dinner can affect your ability to drive responsibility and can result in your having an accident. This accident would likely result in higher auto insurance premium rates.
Stay on top of your New Year’s resolutions and watch your weight fall off, your body get healthier and your wallet get fatter!
January 17, 2011
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Tags: insurance premiums, life insurance quotes, save money
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