Insurance quotes and assistance

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Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Washington Insurance Guide

Home of grunge rock and the most famous coffee brand ever, Washington state is notable even if it is tucked way up into the corner of the U.S. Insurance regulators have worked to make sure the interest of the state’s residents are not forgotten either.

Washington Auto Insurance

Washington auto insurance regulators do not require personal injury protection (PIP) or uninsured motorist coverage for their drivers but this at-fault state does require two types of liability coverage. Drivers are required to have at least $25,000 in bodily injury liability for single-persona injuries, $50,000 for multiple persona injuries and $10,000 in property damage liability. The state regulators also do not allow auto insurance companies to cancel policies or refuse to renew them because of the credit of the insured.

Washington Health Insurance

Washington health insurance regulators have created a health screening that requires insurers to offer guaranteed insurance coverage for individuals with a particular score on the screen. Those who fall below a certain score are informed about the state’s high-risk pool. Washington state has no state income tax, so there is no deduction on the state level for health savings account (HSA) contributions.

Washington health insurance group policy regulations allow any groups with at least 2 members to get a group policy. The insurers can exclude any individual’s pre-existing condition for up to 9 months if they had a 90-day or longer break in coverage over the past 6 months. Group rates are restricted by adjusted community bands.

Washington Home Insurance

Washington home insurance regulations do not require homeowners to have insurance, although tier individual lenders may. Washington residents should be ready to face the possibility of earthquakes and should make sure they have adequate coverage for that eventuality.

Washington Life Insurance

The Washington Life and Disability Insurance Guaranty Association was formed in 1971 by Washington life insurance regulators for the purpose of providing protection to the state’s consumers against insurer insolvency. The association offers up to $500,000 in both life insurance death benefit and cash values.

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