Insurance quotes and assistance

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Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Texas Insurance Guide

The lone star state is the largest of all those within the contiguous U.S. and not only do its residents live large on a lot of land, but they live with large insurance requirements and minimums.

Texas Auto Insurance

Texas auto insurance regulations do not require the state’s resident drivers to carry uninsured motorist coverage or personal injury protection and it is not a no-fault state. But that’s where all the light Texas auto insurance regulations end. The state requires drivers to carry at least $30,000 in bodily injury liability for single-person injuries and $60,000 for multiple person injuries. In addition, they require $30,000 in property damage liability.

Texas Health Insurance

Small groups in Texas can get group health insurance if they have at least 2 members. Texas health insurance regulations require all prior coverage to be credited, but can exclude pre-existing conditions for up to 12 months.

Individual insurance policies are not issued on a guaranteed basis but Texas does have a high-risk pool for those who are uninsurable. The state has no income tax so there is no need to deduct health savings account (HSA) contributions from anything but federal taxes.

Texas Home Insurance

The past three years have been difficult on Texas residents and insurers with over $25.5 million in damages caused by weather. This has caused Texas home insurance rates to increase substantially. And while Texas home insurance regulators do not require homeowners to have coverage, the recent damage caused by hurricanes and tornadoes should indicate to residents how vital this coverage is.

Texas Life Insurance

The Texas Life, Accident, Health and Hospital Service Insurance Guaranty Association was created by Texas life insurance regulators in 1973. It protects the interests of life insurance policyholders and beneficiaries whose life insurance companies are unable to pay claims or surrender values due to insolvency. The group offers up to $300,000 in life insurance death benefits and $100,000 in cash surrender values to qualified parties.




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