Insurance quotes and assistance

Auto Health Home Life

Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Maryland Insurance Guide

Rich with the nation’s history, Maryland is also rich in consumer protections in the form of stiff insurance regulations.

Maryland Auto Insurance

Maryland auto insurance regulators require uninsured motorist coverage for all their drivers. In addition, they require personal injury protection (PIP) coverage for passengers, though it can be waived for the actual policyholder. This at-fault state also requires a minimum of $20,000 in bodily injury liability for single-person injuries and $40,000 for multiple person injuries as well as $15,000 for property damage liability.

Maryland Health Insurance

Maryland health insurance regulators do not require guaranteed coverage for pre-existing conditions in individual insurance policies. They do have a high-risk pool and they allow state income tax deductions to individuals who make a contribution to a health savings account (HSA).

Maryland health insurance in group form is allowed in employer groups as small as 2 people. Pre-existing condition exclusions are not permitted no matter how long a break in coverage the insured may have had prior to getting the group coverage. In addition, group rates are protected by adjusted community rating which permits insurers to base rates on things like gender and location instead of health.

Maryland Home Insurance

Maryland home insurance regulators took a big step in 2002 to ensure that all homeowners got fair treatment from Maryland home insurance companies. This step was to outlaw the use of a credit score in determining home insurance rates. While home insurance is not required for all residents (except by individual lenders) it is advised that homeowners choose insurance with affordable hurricane deductibles.

Maryland Life Insurance

Should a Maryland life insurance company go bankrupt before it pays out the claims of its customers, the Maryland Life and Health Insurance Guaranty Corporation will step in. Formed in 1970, it guarantees up to $300,000 in death benefits to displaced insureds and $100,000 in cash surrender values.




You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

Tags: , , ,

Leave a Reply



Related Posts