Insurance quotes and assistance

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Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Kansas Insurance Guide

Named after an Indian tribe whose name meant, “People of the wind,” it is no surprise that Kansas’ biggest claim to fame is as the fictional home of Dorothy from The Wizard of Oz. That her house gets transported to another land through the force of a tornado is an ominous portent for residents of the state.

Kansas Auto Insurance

Kansas auto insurance is an almost full coverage event with required coverages including:

  • Bodily injury liability of at least $25,000 for a single-person injury and $50,000 for a multiple person injury
  • Property damage liability of at least $10,000
  • Uninsured motorist coverage
  • Personal injury protection (PIP)

In addition to these stiff Kansas auto insurance regulations, Kansas is also a no-fault state.

Kansas Health Insurance

Unfortunately, Kansas health insurance regulations do not ensure guaranteed individual insurance coverage for those with pre-existing conditions. But they do offer a high-risk pool for individuals who can’t get insurance elsewhere. They also allow residents to deduct their health savings account (HSA) contributions from their state income taxes.

Small groups in Kansas can get rate band protected group health insurance coverage as long as there are at least two employees. In group policies, pre-existing conditions can only be excluded for up to three months if the individual had a 63 day or longer break in coverage during the preceding 3 months.

Kansas Home Insurance

Kansas home insurance is not required for homeowners who have paid their homes off and own them without debt. However, they should remember that there really is no place that is like home and carry some insurance. Tornado coverage in a Kansas home insurance policy should be especially valued.

Kansas Life Insurance

Kansas life insurance customers will be happy to note that the Kansas Life & Health Insurance Guaranty Association (formed in 1972) is there to protect them if their life insurance company is unable to pay a claim due to insolvency. The association offers up to $300,000 for death benefits and $100,000 in cash values for unpaid claims.

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