Insurance quotes and assistance

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Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Indiana Insurance Guide

Indiana is home to lakes, parks, and a little town called Santa Claus which is inundated with mail every December. Residents of Indiana (including those in Santa Claus) enjoy the state’s relatively easygoing insurance regulation.

Indiana Auto Insurance

Indiana auto insurance regulations have created an at-fault state with no required uninsured motorist coverage or personal injury protection (PIP). The state does require bodily injury liability and property damage liability. The minimum amounts of this coverage that are permitted are:

  • $25,000 bodily injury in the event of a single-person injury
  • $50,000 bodily injury in the event of a multiple person injury
  • $10,000 property damage liability

Indiana Health Insurance

Indiana health insurance regulations permit group health insurance to be issued for groups as small as two people. Members of the group can have their pre-existing conditions excluded for up to 9 months if they had at least a 63 day break in coverage during the preceding 6 months. Group rates are protected from becoming cost-prohibitive by rate bands.

Individual Indiana health insurance can be issued with pre-existing condition exclusions and, to help those who are uninsurable, the state does have a high risk pool. Unfortunately, the state does not allow income tax deductions for contributions made to a health savings account (HSA).

Indiana Home Insurance

When looking for Indiana home insurance, consumers will find that the state does not require anyone to have the coverage. Individual lenders, however, probably do so be sure to check your loan documents and find out what coverage you need to have to stay compliant. Homeowners in the state should be careful to buy appropriate coverage against tornadoes.

Indiana Life Insurance

The Indiana Life and Health Insurance Guaranty Association was formed in 1978 with the intention of paying out claims to Indiana life insurance policyholders whose insurance companies had gone out of business. The association protects up to $300,000 in death benefits and $100,000 in cash values.




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