Insurance quotes and assistance

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Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Delaware Insurance Guide

Delaware may have been the first state to ratify the U.S. Constitution, but it wasn’t the only one to value the importance of insurance for its residence. As a matter of fact, Delaware has some of the lowest insurance requirements in the entire country.

Delaware Auto Insurance

The state of Delaware is not a no-fault state and does not require its residents to carry uninsured motorist coverage. They do, however, require liability insurance, although in very low amounts. Delaware auto insurance regulators require that drivers carry a minimum of $15,000 for single-person injuries and $30,000 for multi-person injuries. They need only carry a minimum of $10,000 for property damage liability.

Delaware Health Insurance

When it comes to Delaware health insurance, the state does not require that insurance companies issue a policy even if the proposed insured has a pre-existing condition and they do not have a state high risk pool to assist those that do. Health Savings Account (HSA) contributions are exempt from state taxes, so a high deductible plan paired with an HSA could be a good solution.

Small groups can get guaranteed issue life insurance in group form-even if the insured has experienced a break in coverage. Groups can be as small as one person and rates are protected by rate bands. The policies are guaranteed issue as long as the individual insureds have had no break in coverage exceeding 63 days during the past 6 months. The maximum allowable exclusion period is 12 months.

Delaware Home Insurance

Delaware home insurance is a pretty simple affair. While your lender might require that you carry insurance, the state itself does not. Delaware is not the location of many natural disasters, although it does occasionally feel the effects of hurricanes on the Atlantic.

Delaware Life Insurance

The Delaware Life and Health Insurance Guaranty Association was created in 1982 to protect Delaware life insurance consumers from the unlikely event of an insurer insolvency. They protect life insurance policy death benefits up to $300,000 and cash values up to $100,000.

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