Insurance quotes and assistance

Auto Health Home Life

Auto Insurance

Commercial Auto Insurance and Personal Auto Insurance
Keeping Auto Insurance Premiums Low
Take Advantage of Insurer Websites
Am I The Only One That Thinks Auto Insurance Rates Are Freaking Ridiculous?!
Flustered About Auto Insurance?
Auto Claim DENIED…WTH!!!
How much auto insurance do I need?
Do all states have a mandatory auto insurance minimum?
How do I get the best policy value for my money?

Health Insurance

Health Insurance Decisions
Do you need health insurance?
Indemnity Plans
Health Insurance Dissected…Lighten Up!
5 Things Every Health Insurance Policy Holder Needs to Do Now
Tips for Working with Customer Service
What are the most popular types of health insurance plans available?
What exactly does my health insurance premium pay for?
What is a main hospital plans?

Home Insurance

Renters Insurance Stripped
Whose Home Insurance is Responsible?
Umbrella Insurance
Expecting Home Insurance Premium Increases
5 Steps Home Insurance Policy Holders Must Take Now
What Home Insurance doesn’t Cover
Do I have to have home insurance?
How do I get the homeowners policy that gives me the best value for my money?
What if someone is injured on my land?

Life Insurance

Don’t Screw Up Your Life Insurance!
The Case for Term Life
Lying to Insurers
It’s Time To Stop Bashing Life Insurance Coverage! Have You Got A Better Solution?
Should You Sell Your Soul To The Insurance Company In The Pale Moonlight?
Do You Need a Trust?
How much life insurance do I need?
How do I get a life insurance policy that offers the best value for my money?
Should my spouse and I have separate life insurance coverage?

Connecticut Insurance Guide

Whether you are new to Connecticut or are simply experiencing a change in your life that necessitates new insurance coverage, you need to become familiar with the regulations that will affect you. Here is an overview of some of the most important Connecticut insurance regulations.

Connecticut Auto Insurance

Connecticut auto insurance shoppers must shop for a minimum of $20,000 in single-person bodily injury liability and $40,000 for multi-person incidents. The minimum property damage liability amount for Connecticut is $10,000.

Connecticut auto insurance shoppers should also note that, while personal injury protection is not required in Connecticut, uninsured motorist coverage is. The state is not a no-fault state.

Connecticut Health Insurance

For those Connecticut health insurance shoppers with pre-existing conditions, there is no guarantee in that you will be issued a policy. However, the state does have a high-risk pool that is open for all applicants-not just those who have a medical eligibility. If you choose a high deductible plan with a health savings account (HSA) your contributions to the health savings account are state income tax deductible.

When it comes to group insurance, Connecticut health insurance shoppers may be pleasantly surprised to find that insurers must guarantee the issue of a group policy even to those groups as small as one person. If a person with a pre-existing condition is in the plan, and that person had a break in coverage of 120 days or more in the past 6 months, they can have their condition excluded from coverage for up to 12 months.

Connecticut Home Insurance

There are no special laws or rules that affect Connecticut home insurance shoppers. The state does not experience many natural disasters, but residents should consider hurricane coverage.

Connecticut Life Insurance

The Connecticut Life and Health Insurance Guaranty Association was formed in 1972 to help protect Connecticut life insurance shoppers from the possibility that they may buy a life insurance policy from a company that eventually becomes insolvent.

Connecticut’s association offers one of the more generous assurances of all the states:

In the event your insurer should become insolvent your death benefit is protected up to $500,000 and your cash surrender is protected up to $500,000.

You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

Tags: , , , ,

Leave a Reply

Related Posts